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Close quarters: What are the defining factors of a liveable urban area?

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Close quarters: What are the defining factors of a liveable urban area? 2025-12-06 12:16:30

Close quarters: What are the defining factors of a liveable urban area?

1.Fremantle, AustraliaWestern Australia’s Fremantle – or Freo (“Free-O”) as it’s known – may technically be a suburb of Perth and its port, but the area’s distinct history and tight-knit creative community make it a place unto itself. While the 30,000 or so people who live here affectionately describe Fremantle as a “bubble”, downtown Perth (30 minutes away by car or train) is a place to venture only if strictly necessary. “It’s like a small town where everyone knows everyone,” says Blaze Young, executive chef at Nieuw Ruin, a restaurant on Fremantle’s Norfolk Street. Young was born in Fremantle but grew up “way out in the bush” and moved back as an adult. “This is a really beautiful, open and welcoming community. There are no downsides.”Fremantle’s beautifully preserved Victorian and Edwardian architecture points to its heyday as a 19th-century maritime hub and there’s a mix of colonial red-brick houses, ornate wrought-iron balconies and gothic revival-style churches. Bricks-and-mortar retail is thriving too: the high street is a bustling mix of cafés, wine bars, bookshops, fitness studios and art galleries. The ocean is a few minutes’ away and walking and cycling paths trace the shoreline, leading to pristine sandy shores such as Bathers Beach and the seaside Esplanade Park. Families with young children crowd the playground and wander along the shore. “We have the best beaches in the world by far,” says Young with utter conviction. Every afternoon in the summer, the “Freo Doctor”, a colloquial term for a seasonal sea breeze, blows in from the sea, cooling the whole town.South Fremantle dog beachIn the past few years a spate of new cocktail bars, breweries, restaurants and speciality cafés opened, injecting new energy into Fremantle’s dining scene (but the classic seaside fish-and-chip spots are still not to be missed). Fresh seafood and local produce dominate bistro menus and wine lists run pages long, taking advantage of Fremantle’s proximity to Margaret River, one of the country’s best wine regions. Good Things Café on Bannister Street has become a weekend brunch institution, to the extent that its owners have been stopped on the street by loyal customers demanding to know when their favourite seasonal dishes are returning to the menu. A quiet cultural backwater it isn’t: Fremantle’s arts scene, one of its best-known features, has deep roots. Former shipping warehouses and a Victorian-era asylum now serve as exhibition centres and artists’ studios, such as the colourful J Shed, while independent art galleries populate many shopfronts around town. Amy Grasso, a Fremantle resident who juggles a day job at an apothecary with her textile art, which she makes in one of the J Shed studios, co-organises “creative meet-ups” for local artists. “We’re trying to organise community support for creatives,” says Grasso with a grin. “A lot of artists live in Freo.” Indeed, there are frequent weekend and summer markets featuring Fremantle artisans, dressmakers and ceramicists. “It’s a place that artists have always been drawn to,” says Carine Thévenau, a photographer who grew up in Fremantle and moved back from Sydney last year with her husband and daughter. Before heading to the beach, she drops a parting refrain that Monocle became very familiar with on our trip. “Freo has everything we need.”Fremantle’s top spotsThe bar:Patio Bar 4/3-13 Essex Street Nieuw RuinThe outdoor space:South BeachThe cultural centre:1 Fleet StreetThe school:John Curtin College of the ArtsDrinks at Gage Roads BreweryKidogo ArthouseHannah at Patio BarJ Shed artists’ studiosIce cream at Kuld CreameryDinner at Nieuw RuinNew Edition bookshopWine tastingFremantle wine bar Vin PopuliSouth Beach at sunsetTaking a dipCicerello’s FremantletFremantle harbourBaby Jack Jones and dadSculptor Greg James at J ShedSculptor Jina Lee’s studio at J ShedStudent at the University of Notre DameKuld Creamery owners Kaitlyn and Mati KuldFish tacos at Gage Roads BreweryBathers Beach House2.Kita-Kamakura, JapanJust a short journey from Tokyo by train, Kamakura offers a very different perspective. The city of 171,000 sits on Sagami Bay, spreading back from a wide sandy beach into the hills. It might not be immediately obvious from the laidback surfer vibe of today but Kamakura was once the religious and political heart of Japan and, in the 13th century, its second capital. The remnants of that era are everywhere, in dozens of temples, shrines and gardens. Tsurugaoka Hachimangu shrineEnoden railwayCipollino restaurantJust a few steps away from Shokado is Cipollino, a bistro where the daily menu includes a fresh pasta with local vegetables and seafood from Zushi, just along the coast. Owner-chef Shuhei Koizumi’s grandfather had a Japanese restaurant in Kita-Kamakura. “I trained in Tokyo,” says Koizumi. “But I always wanted to come back.” One woodworker here is still operating at age 79. His family shop, Tomono Furo, which sells cedar bowls, stools and chopping boards, has been in Kita-Kamakura since 1814. “I started when I was 10 and I make everything by hand,” he tells Monocle. “Things you buy online can’t compare.” Taking snaps on Yuigahama BeachYakitori HideyoshiKamakura Annex at the Museum of Modern Art, Kamakura AnnexKita-Kamakura (North Kamakura) is a lush, woody enclave a couple of kilometres inland and surrounded by hills. Streets are leafy and low-rise, and the elegant tone is shaped by the historic Zen temples that stretch along the road. Shokado is a confectionery shop on the main street run by Tomoko Kurihara and her brother; their father opened the business in 1961 and today they sell traditional Japanese sweets. “This is a friendly neighbourhood,” says Tomoko. “People look out for each other.” Outdoor activities are also prominent. “If you grow up here, hiking is part of life,” she adds. One of the most popular trails leads up from Kita-Kamakura, along a ridge and down into Zuisen-ji temple in the east of the city. La Petite Boulangerie in Kita-KamakuraSurfing at Yuigahama BeachMeigetsuin temple in Kita-KamakuraLast year furniture collector Thierry Lamoine and his wife, Arrow Nakajima, opened Galerie One in a pre-warkominka(wooden house). A short walk from Kita-Kamakura and next to the peaceful temple of Kakuon-ji, the beautifully preserved house is the perfect backdrop for Lamoine’s exceptional finds by architects and designers such as Pierre Jeanneret and Charlotte Perriand. “The furniture looks much nicer than in a white cube in Tokyo,” says Lamoine, who also has a gallery in Paris. “Knowing our customers is the biggest asset of the Kamakura gallery: collectors can sit, have a drink and take time to tell us which pieces they like. They never stay less than one hour.”Kenji Oguchi at Kita-Kamakura ShokadoHokokuji templeViews of Sagami BayWhile the tranquillity of Kita-Kamakura makes it a great place to live, those after a more vibrant proposition can hop on a five-minute train to central Kamakura, where there are bars, restaurants and food shopping in theichibamorning market. The traditional Kamakura scene ofhato-sabure(dove-shaped shortbread biscuits) and craft shops is still there but it has now been joined by outdoor brands, coffee shops and a Muji restaurant. Some things never change though: just stand on the beach and take in that perfect sunset view of Mount Fuji.  Ikebana’ artist Toru Watarai at Galerie OneNoodles at Kirasa restaurant in KamakuraDaibutsu at Kotokuin templeBack in Kita-Kamakura, residents have the place to themselves, the only audible sounds emanate from the trees and the forested hills (and perhaps the clink of wine glasses at Cipollino). “It’s very quiet here,” says Tomoko Kurihara. “That’s how we like it.”Cyclists at WakamiyaojiCipollino’s owner-chef Shuhei Koizumi with colleagueGalerie OneFresh goods at La Petite BoulangerieProduce market in KamakuraCafé Meal MujiBamboo flower baskets for saleHappy walkers on Yuigahama BeachNowhere bakery in a former liquor shop3.Chiaia&Vomero, Italy“I wouldn’t go to any other city in the world,” says Giò Nardi as he shows Monocle around his apartment in Naples’ upscale Chiaia neighbourhood. Like so many we speak to during three days in the city, something drew Nardi, a DJ and events organiser, back to his hometown after some time away. It might have something to do with the Bay of Naples glistening away in the distance just outside the window. “I can swim before work or go to Capri at weekends,” he says. “It still feels authentic here.”Naples’ stretch of coastline isn’t the Côte d’Azur – but that’s the point that Nardi is making. Neighbourhoods such as Chiaia feel rooted in place rather than transformed into tourist playgrounds; community still exists. One resident we meet by the district’s waterfront, who gives his name only as Andrea, says that he has lived in Miami and Barcelona but Naples always wins due to “the Neapolitan’s heart; a Neapolitan will always help you”, before zipping down the Viale Anton Dohrn on his BMW CE 04 electric motorbike.Naples’ top spotsGiovanni Bausan the restaurant Cap’alice 28/m Via Giovanni Bausan the outdoor space Villa Floridiana Park the cultural centre Thomas Dane Gallery thomasdanegallery.com the shop M Cilento & Fratello cilento1780.itLiberty palazzo in ChiaiaReady for summer on Chiaia’s public beachSweeping views, including of Vesuvius, from VomeroChiaia is one of the city’s most liveable quarters, with shops, bars and restaurants at its centre. As you retreat from the shore and up into the hills, it becomes populated by 18th and 19th-century villas, plus the occasional Liberty beauty. Nardi calls the area “a good compromise” between the centre – teeming with history but chaotic and full of tourists – and more residential Posillipo further round the coast.Lemon-selling kioskLucrezia Maspero in Villa Floridiana parkFederica Sheehan’s homeThat sense of warmth is shared by Lucrezia Maspero, a tennis instructor originally from Milan, who met her Neapolitan husband in Rome and moved to the city eight years ago. We meet in the Villa Floridiana park in Vomero, a leafy neighbourhood with spectacular views, that sits immediately above Chiaia. “People are very close here,” she says. “You feel immediately at home.” And while she admits that it lacks playgrounds for her two children and other civic amenities, she can still jump in a canoe and explore the coast or be in woodland in less than an hour.Flower shop spilling onto the streetJ’adore Napoli” kioskNear the waterfront in ChiaiaBack in Chiaia, gallerist Federica Sheehan shows Monocle around the Naples outpost of London’s Thomas Dane gallery, open since 2018. Set in a grandiose 19th-century villa, Sheehan says that Chiaia has the “space and light” that the centre lacks. She also explains the neighbourhood’s deep contemporary art roots, pioneered by art dealer Lucio Amelio and continued by the likes of Studio Trisorio and Galleria Lia Rumma.  Osteria della MattonellaSharp dressing on Chiaia’s waterfrontLively avenueIn the evening, people are drinking aperitivo on Via Bisignano, while children play football and adults fish off rocks on the waterfront. Restaurants and taverns such as Cap’alice, Osteria della Mattonella or Vomero’s historic Gorizia pizzeria mean that it’s hard not to eat well. Over at Jus natural wine bar and restaurant, small dishes includingluvaro(a local fish) served with a strawberry vinegar and celery, and anchovy fillets accompanied by fragrant bergamot butter, can all be washed down with a glass of minerally Greco di Tufo white wine. Ponte di Chiaia dates back to the 17th centurySmart shops in central ChiaiaPalazzo courtyardJus owner Diego Amura left a job in telecommunications to follow his passion for wines in 2021 and hasn’t looked back, helped by the fact that his commute is precisely a three-minute walk. “I love it here. I practically live on the sea and arriving at work is a joy,” he says, before pausing for a moment. “The sea changes everything.”Effortless moped-ready styleChic Chiaia localLunchtime crowd at Osteria della MattonellaChiaia street sceneChiaia resident

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Three new must-visit luxury openings in São Paulo, Kurashiki and Paris 2025-12-24 18:23:31

Three new must-visit luxury openings in São Paulo, Kurashiki and Paris

1.Pulso HotelSão PauloBar at PulsoSão Paulo, Brazil’s most sprawling metropolis, is the heartbeat of the nation – which is why Otávio Suriani decided to name his latest hotel in the city Pulso. “It’s a word that’s linked to music and movement, both things that we want to bring to the hotel,” he says. Designed by architect Arthur Casas, Pulso sits on the border between the Faria Lima financial district and the buzzy Pinheiros district. It offers 52 apartments and five suites, all dressed in elegant neutral tones. “Casas designed the entire complex, from the façade to the small details on the lamps,” says Suriani.Pulso pays tribute to two of the city’s biggest strengths: nightlife and food. Chef Charlô Whately oversees the hotel’s Restaurante Charlô and Boulangerie Cha Cha, the latter of which is part bakery, part deli. “This is a city that never sleeps,” says Suriani. “Our nightlife is crazy.” You can experience it for yourself at Pulso’s Bar Sarau, which is always ready to welcome those craving a nightcap and some intoxicating bossa nova.pulsohotel.com2.YoruyaKurashikiCentury-old exteriorsThe city of Kurashiki in western Japan has long attracted enthusiasts of folk arts and crafts – it’s home to the Kurashiki Mingeikan, a museum dedicated to the subject – but it also has plenty to offer for those with more contemporary tastes. Fans of modernism will want to visit the Kurashiki City Art Museum, designed by Kenzo Tange, one of Japan’s great postwar architects. Day trippers, meanwhile, come to see the old buildings and tree-lined waterways. Until recently, however, anyone wanting to stay overnight would have struggled to find accommodation to match the surroundings. Now they have somewhere that fits the bill: Yoruya, a 13-room inn in a sensitively converted and extended former kimono merchant’s residence.The century-old building’s original exterior has been retained, with a simple lantern above the door. Inside, the layout has been designed to mimic the traditional narrow streets known ashiyasaithat are a distinctive feature of Kurashiki’s historic centre. Tokyo-based studio Simplicity has brought its signature modern craft style to the interiors – think white plastered walls, well-chosen Japanese prints and art books. The rooms couldn’t be more serene, with low mattresses, cotton pyjamas and baths that are open to the elements.Minimalist interiors by Simplicity studioThe operations team, Naru Developments, is led by hoteliers Yuta Oka and Fumitomo Hayase. They’ll be familiar to anyone who has stayed at Tokyo’s Hotel K5 or Onomichi’s Azumi Setoda. Dinner in Yoruya’s counter restaurant centres on local produce: chef Fumio Niimi prepares anomakasedinner that features such delicacies as clam cooked in a whole yuzu fruit and Okayama Nagi beef. Yoruya’s invitingly low-lit bar is open to non-residents; it’s well worth stopping in for a glass of wine or a local saké. Breakfast, best taken in the garden with its flowering crepe myrtle tree, is another treat. Expect fresh sesame tofu, grilledmamakarisardines (a regional speciality) and the chef’s homemade Japanese grape jelly. It’s a perfect start to the day before you hit Kurashiki’s streets to explore the city’s many cultural and historic delights.yoruya-kurashiki.com3.Hôtel DalilaParisStroll through Montmartre and you’re almost certain to spot a few flowers hanging from residents’ balconies. The recently opened Hôtel Dalila in Paris’s 18th arrondissement is fittingly floral. Its 49 rooms, breakfast area and workspaces were conceived by Bordeaux-based Giovanna de Bosredon (pictured) of Auguri Studio, who designed the seven-floor hotel to resemble a comfortably lived-in Paris apartment.“Our work here was a combination of architecture, interior design and curating vintage pieces,” says De Bosredon. “Inside the hotel, the chequered tiles and caning are in Montmartre’s colour palettes: the green of its squares, the red of the wine and the orange of the famous Lapin-Agile cabaret.” Among the vintage pieces are a bistro bar made from zinc and metal lamps by French architect and designer Charlotte Perriand.This mishmash of old-school elements is complemented by more modern Hay sconces, bold carpet colours and metal furniture that echoes the seats found in public parks. The finishing touch? A view of the Basilique du Sacré Coeur. Hôtel Dalila is a true neighbourhood gem. Bravo!hoteldalila.com

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  • 2025-12-30 14:02:07

    Editor’s letter: Andrew Tuck on why we travel

    After The Monocle Quality of Life Conference concluded in Istanbul in October, we took a crack team of readers on an adventure south. Everyone was a little depleted from a series of too-fun dinners, some dancefloor exuberance and taking in the joys of being in the boisterous city.The delayed departure of the Istanbul to Bodrum flight wasn’t exactly what we had hoped for. But, secluded in the lounge, people started introducing themselves to one another and began revealing elements of their lives. We were a globally disparate pack – from Dubai, China, the Philippines, the US, Switzerland and the Netherlands – but we were all united by our mission to reach the beach resort of Macakizi. Landing at Milas-Bodrum Airport, we were met by a fleet of identical Land Rover Defenders, their drivers a well-turned-out and soothing team. We headed off into a dusky glow, as a bougainvillea-pink sun eased below the horizon. After brief and restorative dives from the jetty into the sea, everyone gathered for dinner at the hotel. By now we were a team, sitting together in the night air as conversations bounced back and forth across the table and laughter echoed. Over the next two days there were boat trips and snoozing, healthy lunches and books devoured. People relaxed. Characters shone. It all flowed from a couple of days spent in a well-run hotel where the luxuries were discreet and the service exemplary. I have been feeding off of that brief sojourn’s warm glow ever since; you can plan a stay too after reading our report.This is why we travel. Whether your adventure involves driving along the Albanian coast, crisscrossing Greek mountains or finding quiet roads and outposts in remote Australia (all in this magazine), the simple act of setting off on a journey holds the potential to reset your mind, make you feel at ease, fill you with new ideas and introduce you to places and people who might just change your life (or prove to be perfect company after a Monocle conference).While planning 2024’s outing ofThe Escapist, we sought out new perspectives and destinations, lifted the lid on the business of travel and met the hospitality architects changing our hotels for the better. We also interviewed the industry chiefs in attendance at the International Luxury Travel Market in Cannes to find out where trends will be taking us and looked at everything from upscale train brands to aircraft design. In short,TheEscapistis a bulging suitcase of reports and ideas.But this isn’t our only deep dive into travel. In Monocle, you’ll find The Concierge pages, where we guide you to the best places to stay, dine and visit across the globe. And, very soon, we’ll be unveiling a new world of travel atmonocle.comas we explore how to guide you around the world with ease. But for now, sit back, read the pages and start dreaming. Life awaits.

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  • 2025-12-25 16:28:40

    Sicily’s ‘scattered hotels’ offer new hope to the island’s hospitality industry

    “There’s this building, the one behind it and the one with the balcony over there,” says Michele Bitetti, standing on aterrazzain the Sicilian town of Ragusa. He’s pointing out various parts of his hotel, the Giardino sul Duomo, to monocle – which might not sound like a particularly challenging task, except that this is analbergo diffuso(“scattered hotel”). That means the hotel’s 16 rooms are dotted around this beautiful neighbourhood. Ten years ago, the buildings that now house them were abandoned, symptoms of a depopulation trend that has hollowed out communities across theBel Paese– a consequence of mass emigration, declining work opportunities and a plummeting birth rate.In Sicily, these factors have dramatically converged and entire villages in the interior of the Mediterranean’s largest island have been boarded up. In the region’s more prosperous coastal areas, piecemeal losses have led to scatterings of abandoned buildings, giving towns a gap-toothed look. This was the case in Ragusa, many of whose citizens had left the old town (known as Ibla) either for the new suburbs that climb vertiginously up the opposite hill or for a new life across the ocean. At around the same time that Giancarlo dall’Ara, a young hospitality consultant from northwestern Italy, devised thealbergo diffusoconcept as a way of reviving tourism in the Friuli-Venezia-Giulia region, the regional government passed a law that provided funding and tax breaks to anyone starting a business in Ragusa or Siracusa.Swimming pool at an ‘albergho diffuso’Ragusa’s new townSicilian trafficMichele BitettiThis is what enabled Bitetti and his family to begin developing some buildings around an ancient garden into Giardino sul Duomo. Neighbours were initially resistant, wary of the effect that an influx of tourists might have on that perennial urban issue of parking. But, as Bitetti puts it, “Now they are grateful because we have renovated their neighbourhood and their houses are worth something.” For tourists attracted to the autonomy of private rentals, but who still appreciate the service provided by more traditional hotels, thealbergo diffusooffers a middle way. “If people start to come back and those who already live here begin to renovate their homes, the story changes,” says Bitetti. “It’s a virtuous circle.” There are currently about 150alberghi diffusiin Italy. At a time when hundreds of communities are facing extinction due to depopulation, such businesses are breathing new life into these beautiful villages.

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  • 2025-12-23 17:33:04

    Meet the people cooking up a contemporary twist on Taipei’s traditional breakfast shops

    In Taiwan, breakfast can be a rushed affair. On the curb in front of a street-food vendor, you’ll see scooters hastily parked as their riders, helmets still fastened, queue beside smart office workers and uniformed students, waiting for their turn to order. Now and then, a retiree or an idle auntie claims a low plastic stool, savouring their choice with unhurried ease. But for many, breakfast is eaten on the go as they sweep through the city.Century egg and pork-floss sandwichLion’s head meatball flatbread and ‘dan bing’ at Miss Qin’s Soy Milk ShopBeef and spring-onion ‘dan bing’The Taiwanese breakfast shop is a product of the region’s postwar history: its origins lie with the steady flow of wheat that came as part of Cold War-era aid programmes from the US and also with the arrival of mainland Chinese refugees who knew precisely what to do with it. Until then, rice, not wheat, was the island’s staple stodge and the latter was a foreign commodity, largely unfamiliar to most. For breakfast, wheat flour was used to make long, deep-fried dough sticks, flaky flatbreads or pillowy buns. Sometimes the flatbreads were rolled up with spring onions and an egg to form adan bing, a morning staple. The first breakfast shops in Taiwan were street stalls, stacked with layers of bamboo steamer baskets and bouquets of fried dough sticks. Eventually, bricks-and-mortar locations began to crop up, though many maintain a certain simplicity: they tend to be humble, utilitarian spaces where food is prepared on a single stainless-steel flat-top griddle facing the street.“Dan bingis usually pan-fried but we deep-fry ours,” Cheng Hsu-Chong, the second-generation owner of the Chongqing Soy Milk and Fried Egg breakfast shop, tells Monocle. The 50 year-old institution on the edge of a traditional market has neither a front wall nor a door. Why deep fry? “It’s faster,” he says. “And it tastes better.”Queue outside Fu Hang Soy MilkThe main action takes place at a vendor cart in front of the shop, where Cheng’s son is poised over a fryer. He drops a thin flatbread speckled with spring onions into the bubbling oil, then cracks an egg into the fryer. As the bread crisps and expands, he folds it around the egg, lifting it from the oil, before adding a diced pickled daikon radish. With a swift motion, he hands it over to the cashier, who finishes it with a few generous shakes of ground white pepper. Thedan bingis paired with a hot cup of sweetened, freshly brewed soy milk, a popular drink at Taiwanese breakfast shops.Interior of Lao Jiang’s HouseThe precise origins of thedan bing, which is more like a light puff pastry than fried dough, remains as murky as the bubbling oil from which ours has just emerged. In Mandarin,danmeans “egg” andbingmeans “flatbread”. It is thought to have originated in Taiwan as an extra-thin riff on the spring-onion pancake. Variations exist, some more crêpe-like than others.Order counter at Lao Jiang’s HouseDiner at Fu Hang Soy Milk“Many people use the batter method but we just roll it out from dough,” says Qin Hui Lin, the owner of Miss Qin’s Soy Milk Shop. “It’s what I grew up with.” Qin’s parents came to Taiwan by way of the eastern Chinese province of Jiangsu during China’s civil war and she grew up eatingdan bingstuffed with chopped-up fermented long beans, served with finely minced chilli and a thickened soy sauce flavoured with bean curd. It’s one of the specialities at her family’s shop, which began as a modest stall under an awning 76 years ago and has since expanded into two adjacent shopfronts. One of them, positioned on a street corner, has a deli-style counter, while the other is for those who want to eat in. A solid wall divides the two areas.Qin’s son, who is now in charge, refreshed the shop recently with a new coat of paint and professionally taken photos of the dishes, displayed both on the menus and in the décor. The food bears plenty of influences from the family’s Jiangsu heritage. Among the highlights are the lion’s head meatballs, a dish that consists of pork with soy sauce and spices. “The meatballs were originally just for the staff but our customers liked them too and now they’re one of our signatures,” says Qin. Traditionally served in a broth with cabbage leaves, they’re now sold by Qin in a sesame-dotted flatbread that resembles a meatball sub. “You have to keep adapting,” she says.Deep-fried version at Chongqing Soy Milk and Fried EggDespite such willingness to adapt, most breakfast shops have remained little changed for decades. That said, a new wave of younger entrepreneurs is taking a different approach. You’ll find Lao Jiang’s House, which is open 24 hours a day, seven days a week, not in an old market but on the edges of Taipei’s financial district. The owners are five friends who quit their day jobs to start the business after the coronavirus-related lockdowns.“Most of us have worked at traditional breakfast shops at some point,” says co-owner Din Tsung-Hsiung. “We just wanted to create something a little different.” Servicing mostly white-collar workers during rush hour and late-night club-goers on the weekends, Lao Jiang’s House has a menu that offers all of the classics but with subtle updates. For example, there’s adan bingstuffed with spring-onion-scented beef instead of just egg and another with a rice-paper exterior. “It’s stuff that we want to eat ourselves,” says Din.What to order‘Dan bing’Thin flatbread flecked with spring onion, wrapped around an egg and cut into bite-sized pieces.Soy milkServed warm, this breakfast-shop staple is made from freshly ground soy beans and comes in sweetened or salted varieties.‘You tiao’Fried dough stick with a golden-brown, crispy exterior and a light, airy centre.‘Shao bing’Sesame-crusted flatbread.‘Fan tuan’Rolls made using sticky rice and packed with pickled vegetables, meat and egg.What makes Lao Jiang’s House stand out is its décor. With white tiles, light-wood trimmings and solid timber tables, it looks more like a Western coffee shop than a traditional breakfast shop. The space has been carefully designed to encourage diners to linger. Across Taiwan, the idea of a more design-forward breakfast space – albeit with the same level of comfort as the original breakfast shops – is gaining traction. Few do it as effortlessly as Nite-Nite Breakfast, a newcomer that has quietly entered the scene. Tucked away in the Neihu district, it has floor-to-ceiling glass windows and is branded with a smiley-face logo with bright-yellow accents. The dining area is spacious and flooded with natural light, a deliberate counterpoint to Nite-Nite’s often cramped competitors.Lao Jiang’s House“Most breakfast shops are on busy street corners. We chose this spot to help people to unwind,” says Jane Hu, a marketing manager – a position that few old-school breakfast shops employ. When Monocle visits on a Monday afternoon, the shop is full of diners sitting down for their meal. The menu is full of unexpected flavour combinations. There’s amapo tofu dan bing, stuffed with tofu, minced meat and fermented chilli sauce; we’re also tempted by an egg sandwich featuring pork floss – dehydrated pork with a candy-floss-like texture – and century egg, a preserved duck egg with a distinctive blackish hue.Traditionalists might scoff at new establishments of this kind (as well as at the tendency of their clientele to take photos of their food) but they are attracting footfall. Perhaps this evolution of the breakfast shop is a quiet rebellion against the sameness of so much brunch culture, with its bland avocado toasts, or the relentless pace of Taipei’s commuter hours? That’s something to discuss over adan bing, anyway.Address bookChongqing Soy Milk and Fried EggKnown for its deep-fried ‘dan bing’.32, Lane 335, Section 3, Chongqing North RoadFu Hang Soy MilkA traditional favourite with long queues.108, 2nd Floor, Section 1, Zhongxiao East RoadLao Jiang’s HouseOpen around the clock, all week.110 Yanji StreetMiss Qin’s Soy MilkTry the signature ‘dan bing’ with long beans.7-6, Yanji StreetNite-Nite BreakfastA quiet place with quirky flavour combos.37, Lane 127, Gangqian Road

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Editor’s letter: Andrew Tuck on why we travel 2025-12-30 14:02:07

Editor’s letter: Andrew Tuck on why we travel

After The Monocle Quality of Life Conference concluded in Istanbul in October, we took a crack team of readers on an adventure south. Everyone was a little depleted from a series of too-fun dinners, some dancefloor exuberance and taking in the joys of being in the boisterous city.The delayed departure of the Istanbul to Bodrum flight wasn’t exactly what we had hoped for. But, secluded in the lounge, people started introducing themselves to one another and began revealing elements of their lives. We were a globally disparate pack – from Dubai, China, the Philippines, the US, Switzerland and the Netherlands – but we were all united by our mission to reach the beach resort of Macakizi. Landing at Milas-Bodrum Airport, we were met by a fleet of identical Land Rover Defenders, their drivers a well-turned-out and soothing team. We headed off into a dusky glow, as a bougainvillea-pink sun eased below the horizon. After brief and restorative dives from the jetty into the sea, everyone gathered for dinner at the hotel. By now we were a team, sitting together in the night air as conversations bounced back and forth across the table and laughter echoed. Over the next two days there were boat trips and snoozing, healthy lunches and books devoured. People relaxed. Characters shone. It all flowed from a couple of days spent in a well-run hotel where the luxuries were discreet and the service exemplary. I have been feeding off of that brief sojourn’s warm glow ever since; you can plan a stay too after reading our report.This is why we travel. Whether your adventure involves driving along the Albanian coast, crisscrossing Greek mountains or finding quiet roads and outposts in remote Australia (all in this magazine), the simple act of setting off on a journey holds the potential to reset your mind, make you feel at ease, fill you with new ideas and introduce you to places and people who might just change your life (or prove to be perfect company after a Monocle conference).While planning 2024’s outing ofThe Escapist, we sought out new perspectives and destinations, lifted the lid on the business of travel and met the hospitality architects changing our hotels for the better. We also interviewed the industry chiefs in attendance at the International Luxury Travel Market in Cannes to find out where trends will be taking us and looked at everything from upscale train brands to aircraft design. In short,TheEscapistis a bulging suitcase of reports and ideas.But this isn’t our only deep dive into travel. In Monocle, you’ll find The Concierge pages, where we guide you to the best places to stay, dine and visit across the globe. And, very soon, we’ll be unveiling a new world of travel atmonocle.comas we explore how to guide you around the world with ease. But for now, sit back, read the pages and start dreaming. Life awaits.

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Manchester leaders join forces as Ladbible and Onthebeach founders back Fearless Adventures 2025-12-15 02:37:36

Manchester leaders join forces as Ladbible and Onthebeach founders back Fearless Adventures

Ladbible Group's CEO Solly Solomou and Onthebeach founder Simon Cooper have thrown their support behind the venture capital firm Fearless Adventures. Wilmslow-based Fearless Adventures, which is steered by Dominic McGregor, the former business associate of Dragons' Den personality Steven Bartlett, has welcomed investment from Mr Solomou through his London-based family office, Solo. Mr Cooper is set to take on the role of chairman, as reported by City AM. The latest seven-figure investment in Fearless, established by Mr McGregor alongside David Newns and Charlie Yates in 2021, follows an earlier boost from Musicmagpie's Steve Oliver. Tech luminaries such as Simba Sleep's James Cox and entrepreneur Alex Packham have also previously backed the venture. Fearless Adventures boasts a diverse portfolio including Pets Purest, Shipster and Swim Society, and has recently initiated a £5m fund aimed at investing in up to 12 businesses over the next 18 months, with a focus on e-commerce and technology sectors Mr McGregor expressed excitement about the new additions, stating: "We are thrilled to welcome Simon Cooper and Solly Solomou to the Fearless Adventures family. Their investment and involvement are strong endorsements of our vision and potential. "With their guidance, we are confident in our ability to drive growth, innovation, and success in our sector." Mr Cooper, who stepped down as CEO of Manchester-based Onthebeach in 2023, said: "I am excited to be part of Fearless Adventures and support its dynamic team. The company's innovative approach and commitment to excellence align perfectly with my values and experience. I look forward to contributing to its continued success and growth." Mr Solomou added: "Fearless Adventures is at the forefront of its industry, and I am delighted to be part of its journey. The team's passion and dedication are truly inspiring, and I believe we can achieve great things together."

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Ally Bank CD rates 2025 2025-12-01 14:56:02

Ally Bank CD rates 2025

The best certificates of deposit (CDs) are often found from digital financial institutions that specialize in just a few things—like CDs, high-yield savings accounts (HYSAs), and money market accounts.Ally is one of those rare full-service banks which is also entirely online. It has no physical branches, but it offers everything from checking and savings accounts to auto loans and mortgages. Yet it still manages to offer CD rates that flirt with the most generous on the market.Here’s everything you need to know about Ally Bank CD rates.Rates are current as of Nov. 10, 2025 and are subject to change.ADVERTISEMENTAdvertiser DisclosurePrivacy policyPowered byBest CD Rates for December 12, 2025ZIP Code Deposit Amount $Min. Term Length 6 months1 months6 months1 year18 months2 years3 yearsMax. Term Length 3 years6 months1 year18 months2 years3 years4 years5 years6 yearsFEATURED OFFERSAPYTERMMIN. DEPOSITEST. EARNINGSLoading...4.25 %December 12, 20252yr$ 1000$ 1063Over 1 Year2 years cd AccountUnited Fidelity BankMember FDICQUICK LOOK4.20 %December 9, 20256mo$ 1000$ 1050Over 1 Year6 Mo CD cd AccountLimelightBankMember FDICOFFER DETAILSQUICK LOOKLimelight Bank is the online division of Capital Community Bank. It offers competitive yields on CDs, but it doesn’t offer any other types of bank accounts.READ BANK REVIEW4.15 %December 12, 202518mo$ 1000$ 1038Over 1 Year18 months cd AccountUnited Fidelity BankMember FDICQUICK LOOK12345...164Ally Bank CD rates and productsAlly Bank provides a wide range of CDs, from standard CDs to bump-up CDs to no-penalty CDs. It even offers individual retirement account (IRA) variants. All of these CDs offer automatic renewal at maturity. And because none require a minimum opening deposit, they’re accessible to everyone.Standard CDsAlly’s standard CDs come in seven different term lengths. That’s admittedly fewer options than you’ll find at many competitors, but the high APY atones for this shortcoming.Ally Bank standard CD featuresMinimum opening deposit$0Early withdrawal penalty– Terms less than 3 months: 30 days interest- Terms of 3-24 months: 60 days interest- Terms of 25-36 months: 90 days interest- Terms of 37-48 months: 120 days interest- Terms of 49+ months: 150 days interestPartial withdrawals permittedNoRenewal grace period10 daysLoyalty renewal reward0.05% APY boostAlly Bank standard CD ratesTerm lengthAPY3 months3.00%6 months3.90%9 months3.90%12 months3.85%18 months3.65%36 months3.50%60 months3.50%3 monthsAPY3.00%6 monthsAPY3.90%9 monthsAPY3.90%12 monthsAPY3.85%18 monthsAPY3.65%36 monthsAPY3.50%60 monthsAPY3.50%Bank details checked Nov. 10, 2025Check Out Our Daily Rates ReportsDiscover the highest high-yield savings rates, up to 5% for December 11, 2025.Discover the highest CD rates, up to 4.18% for December 11, 2025.Discover the current mortgage rates for December 11, 2025.Discover current refi mortgage rates report for December 11, 2025.Discover current ARM mortgage rates report for December 11, 2025.Discover the current price of gold for December 11, 2025.Discover the current price of silver for December 11, 2025.Raise Your Rate CDsIf Ally’s CD rates go up in the middle of your term, its Raise Your Rate CDs allow you to change your CD rate without penalty. There are two term lengths: two years and four years. With the two-year CD, you have the option to bump up your rate once. The four-year CD lets you bump your rate twice. This can be a good option if you think rates will rise but you don’t want to risk waiting to find out.To prevent you from having to check rates on a frequent basis, Ally will send you an alert automatically whenever you’re eligible for a rate increase.Ally Bank bump-up CD featuresMinimum opening deposit$0Early withdrawal penalty– 2-year term: 60 days interest- 4-year term: 120 days interestPartial withdrawals permittedNoRenewal grace period10 daysLoyalty renewal reward0.05% APY boostAlly Bank bump-up CD ratesTerm lengthAPY2 years3.50%4 years3.50%2 yearsAPY3.50%4 yearsAPY3.50%Bank details checkedNov. 10, 2025No-penalty CDsA no-penalty CD allows you to withdraw funds without paying an early withdrawal fee. Ally only has an 11-month term for this type of CD. You can withdraw your principal and any interest earned after the first six days of having the account funded. Overall, this CD might work best if you anticipate having an upcoming expense but want to earn a high fixed APY in the meantime.Ally Bank no-penalty CD featuresMinimum opening deposit$0Partial withdrawals permittedNoRenewal grace period10 daysLoyalty renewal reward0.05% APY boostAlly Bank no-penalty CD ratesTerm lengthAPY11 months3.20%11 monthsAPY3.20%APYBank details checked Nov. 10, 2025IRA CDsAlly Bank issues multiple IRA CD options. You can open a standard or a Raise Your Rate IRA CD. Both are available as a Roth, simplified employee pension (SEP), or traditional IRA.Ally’s IRA CDs are similar to its non-retirement CDs. You can open them with new money, or you can transfer money from your current IRA—offering a more predictable, fixed return rather than the volatility of the stock market. And while there are no minimum deposit requirements, there are maximum deposit limits based on federal law. You can only contribute $7,000 to an IRA if you’re 50 or under—that limit goes up to $8,000 if you’re over 50.As with its other CD options, Ally charges an early withdrawal fee for removing your principal before the term is over. But you could pay additional fees to the IRS if you withdraw your money before age 59½. Ally Bank IRA CD featuresMinimum opening deposit$0Early withdrawal penalty– Terms less than 3 months: 30 days interest– Terms of 3-24 months: 60 days interest– Terms of 25-36 months: 90 days interest– Terms of 37-48 months: 120 days interest– Terms of 49+ months: 150 days interestPartial withdrawals permittedNoRenewal grace period10 daysAlly Bank IRA CD ratesTerm lengthAPY3 months3.00%6 months3.90%9 months3.90%12 months3.85%18 months3.65%2 years (bump-up CD)3.50%3 years3.50%4 years (bump-up CD)3.50%5 years3.50%3 monthsAPY3.00%6 monthsAPY3.90%9 monthsAPY3.90%12 monthsAPY3.85%18 monthsAPY3.65%2 years (bump-up CD)APY3.50%3 yearsAPY3.50%4 years (bump-up CD)APY3.50%5 yearsAPY3.50%Bank details checked Nov. 10, 2025SponsoredAdvertiser Disclosure Advertiser Disclosure:Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).Rates / Annual Percentage Yield terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsProduct DisclosureProduct DisclosureAnnuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures, and disclaimer. Withdrawals above the 10 percent free withdrawal amount subject to a withdrawal charge and market value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually. FastBreak™ : Guaranteed AnnuityPROMO:Best for High DepositsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website4.90%36 mos$1000View DetailsAnnual Percentage YieldTerm LengthMin. DepositRates as of 12/12/2025on FastBreak™'s website5.00%60 mos$1000View DetailsQuontic Bank : Certificate of DepositMember FDICProduct DisclosureProduct DisclosureWithdrawals before the maturity date are subject to penalties Quontic Bank : Certificate of DepositAnnual Percentage YieldTerm LengthMin. 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cursor: pointer; } #daEcXGmlPVzGKXRC .sh-row-product-title.sh-apy-value, #daEcXGmlPVzGKXRC .sh-row-product-title.sh-term-length, #daEcXGmlPVzGKXRC .sh-row-product-title.sh-min-dep { cursor: pointer; } @media only screen and (max-width : 850px) { #daEcXGmlPVzGKXRC .logo-image-wrapper { max-width: 137px; } #daEcXGmlPVzGKXRC .sh-cta-container { padding-right: 0px; } #daEcXGmlPVzGKXRC .sh-row-product-title.sh-date { margin-right: 0px; } #daEcXGmlPVzGKXRC .sh-btn__text, #daEcXGmlPVzGKXRC .sh-first-product .sh-btn__text { width: 138px; } #daEcXGmlPVzGKXRC .sh-main-container { flex: 0 0 77%; } #daEcXGmlPVzGKXRC .sh-row-container { flex: 0 0 67%; } #daEcXGmlPVzGKXRC .sh-logo { flex: 0 0 20%; text-align: center; } #daEcXGmlPVzGKXRC .sh-row-sub-container .sh-row-product-title { height: 20px; width: 90px; } } @media only screen and (max-width : 767px) { #daEcXGmlPVzGKXRC .sh-m-hide { display: none !important; } #daEcXGmlPVzGKXRC .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #daEcXGmlPVzGKXRC .logo-image-wrapper { max-width: 200px; min-height: unset; } #daEcXGmlPVzGKXRC .sh-row-container { flex: 0 0 100%; order: 2; } #daEcXGmlPVzGKXRC .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #daEcXGmlPVzGKXRC #sh-header-container { padding: 0 20px; } #daEcXGmlPVzGKXRC .sh-d-hide { display: block !important; } #daEcXGmlPVzGKXRC .sh-listing-content-wrapper { display: block; padding: 20px; } #daEcXGmlPVzGKXRC .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #daEcXGmlPVzGKXRC .sh-btn__text, #daEcXGmlPVzGKXRC .sh-first-product .sh-btn__text { width: 100%; } #daEcXGmlPVzGKXRC .sh-fdic-insured { padding: 0; } #daEcXGmlPVzGKXRC .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #daEcXGmlPVzGKXRC .sh-first-product .product-details-container { margin-top: 0px; } #daEcXGmlPVzGKXRC .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #daEcXGmlPVzGKXRC .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #daEcXGmlPVzGKXRC .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #daEcXGmlPVzGKXRC .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #daEcXGmlPVzGKXRC .sh-title-container { display: flex; margin-bottom: 15px; } #daEcXGmlPVzGKXRC .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #daEcXGmlPVzGKXRC .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #daEcXGmlPVzGKXRC .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #daEcXGmlPVzGKXRC .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #daEcXGmlPVzGKXRC .sh-first-product .sh-cta-container { padding-top: 0px; } #daEcXGmlPVzGKXRC .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #daEcXGmlPVzGKXRC .mobile-bottom-container .sh-fdic-insured { padding: 0; } } @media only screen and (max-width : 370px) { #daEcXGmlPVzGKXRC .sh-first-product .sh-row-sub-container span.sh-row-value { font: normal normal bold 25px/30px Roboto; } } #daEcXGmlPVzGKXRC.box750.device-desktop img.logo-image { max-width: 75%; } #daEcXGmlPVzGKXRC.sh-box750.device-desktop .sh-row2-container { flex: 0 0 170px; } #daEcXGmlPVzGKXRC.box750.device-desktop .sh-row-product-title { flex: 0 0 36%; } #daEcXGmlPVzGKXRC.box750.device-desktop .sh-row-product-title.sh-date { margin-right: 4px; } #daEcXGmlPVzGKXRC.box750.device-desktop .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.box750.device-desktop .sh-btn__text { width: 140px; } #daEcXGmlPVzGKXRC.box800.device-desktop .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.box800.device-desktop .sh-btn__text { width: 150px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-m-hide, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-m-hide, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-m-hide { display: none !important; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .seeMoreTerms, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .seeMoreTerms, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .seeMoreTerms { max-width: 400px; margin-left: auto; margin-right: auto; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .logo-image-wrapper, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .logo-image-wrapper, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .logo-image-wrapper { max-width: 200px; min-height: unset; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-row-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-row-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-row-container { flex: 0 0 100%; order: 2; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-row-sub-container .sh-title-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-row-sub-container .sh-title-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-row-sub-container .sh-title-container { display: flex; margin-bottom: 15px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop #sh-header-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop #sh-header-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop #sh-header-container { padding: 0 20px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-d-hide, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-d-hide, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-d-hide { display: block !important; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-listing-content-wrapper, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-listing-content-wrapper, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-listing-content-wrapper { display: block; padding: 20px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-promo .sh-promo-text, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-promo .sh-promo-text, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-promo .sh-promo-text { font: normal normal normal 16px/25px Roboto; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-btn__text { width: 100%; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-fdic-insured, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-fdic-insured, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-fdic-insured { padding: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .product-details-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .product-details-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .product-details-container { display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .product-details-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .product-details-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .product-details-container { margin-top: 0px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-title, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-title, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-title { font: normal normal bold 16px/24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-promo, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-promo, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-promo { max-width: 400px; margin: 0 auto 20px; text-align: left; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-promo-offer-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-promo-offer-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-promo-offer-container { max-width: 400px; margin: auto; padding-top: 15px; align-items: baseline; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-row-sub-container span.sh-row-value { font-size: 20px; padding: 15px 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-title-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-title-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-title-container { display: flex; margin-bottom: 15px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-title-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-title-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-title-container { flex-flow: row wrap; align-items: flex-start; height: 60px; margin-bottom: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-row2-container { display: block !important; order: 1; height: 30px; flex: 0 0 100%; background-color: #E8EDF1; padding-top: 8px; box-sizing: border-box; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-fdic-dis-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-fdic-dis-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-fdic-dis-container { display: flex; justify-content: space-between; max-width: 400px; margin: auto; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-cta-container { padding-right: 0; padding-top: 8px; box-sizing: border-box; padding-top: 15px; border-bottom: 1px solid #D0E0EE; padding-bottom: 25px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-cta-container { padding-top: 0px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .mobile-bottom-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .mobile-bottom-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .mobile-bottom-container { display: flex; justify-content: space-evenly; margin: 20px 0 0 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .mobile-bottom-container .sh-fdic-insured, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .mobile-bottom-container .sh-fdic-insured, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .mobile-bottom-container .sh-fdic-insured { padding: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-title-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-title-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-title-container { height: 72px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-row-container .sh-row-product-title, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-row-container .sh-row-product-title, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-title-container .sh-row-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-title-container .sh-row-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } #daEcXGmlPVzGKXRC.poweredByMBT .sh-widget-footer-MBT { display: flex; justify-content: flex-end; align-items: center; padding: 0 15px; } #daEcXGmlPVzGKXRC.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 0px; width: 163px; } #daEcXGmlPVzGKXRC.poweredByMBT .sh-widget-footer-MBT .sh-footer-logo .sh-MBTlogo-div > img { padding-left: 8px; } @media only screen and (max-width : 767px) { #daEcXGmlPVzGKXRC.poweredByMBT .sh-widget-footer-MBT { padding: 0 20px; } } #daEcXGmlPVzGKXRC.poweredByQS .sh-widget-footer-QS { display: flex; justify-content: flex-end; align-items: center; } #daEcXGmlPVzGKXRC.poweredByQS .sh-widget-footer-QS .sh-footer-logo { font: normal normal normal 12px/14px Roboto; letter-spacing: 0px; color: #686868; display: flex; align-items: center; padding-top: 24px; width: 163px; } #daEcXGmlPVzGKXRC.poweredByQS .sh-widget-footer-QS .sh-footer-logo .sh-qslogo-div > img { padding-left: 8px; } #daEcXGmlPVzGKXRC .sh-row-container.sh-apy-value { height: 24px; } #daEcXGmlPVzGKXRC .sh-title-container { height: 45px; } #daEcXGmlPVzGKXRC .sh-row-product-title { padding-top: 10px; } @media only screen and (max-width: 850px) { #daEcXGmlPVzGKXRC .sh-row-product-title { padding-top: 8px; } } @media only screen and (max-width: 767px) { #daEcXGmlPVzGKXRC .sh-first-product .sh-title-container { height: 72px; } #daEcXGmlPVzGKXRC .sh-row-container .sh-row-product-title { padding-top: 8px; padding-left: 2px; } #daEcXGmlPVzGKXRC .sh-first-product .sh-title-container .sh-row-container { height: 42px; } #daEcXGmlPVzGKXRC .sh-first-product .sh-row2-container .sh-row-product-title { padding: 0; } } @media only screen and (max-width: 480px) { #daEcXGmlPVzGKXRC .sh-row-container .sh-apy-value { flex: 0 0 32%; } } @media only screen and (max-width: 380px) { #daEcXGmlPVzGKXRC .sh-row-container .sh-apy-value { flex: 0 0 35%; } } @media only screen and (max-width: 348px) { #daEcXGmlPVzGKXRC .sh-row-container .sh-apy-value { flex: 0 0 40%; } } #daEcXGmlPVzGKXRC .sh-loading-msg { font: normal normal 500 20px/28px Roboto; text-align: center; color: #0A3C5F; } #daEcXGmlPVzGKXRC.loadingMessage .sh-loading-msg { display: block; } #daEcXGmlPVzGKXRC.loadingMessage.listingsLoaded .sh-loading-msg { display: none; } @media only screen and (max-width: 767px) { #daEcXGmlPVzGKXRC .sh-loading-msg { font-size: 18px; } } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-container { padding: 20px 34px 20px 30px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-apy-value, #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-term-length, #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-min-dep { color: #5C666E; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 45px; justify-content: space-evenly; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-container { align-items: center; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 15px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title { height: auto; min-height: 15px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 20px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-date { color: #5C666E; padding-top: 12px; } #daEcXGmlPVzGKXRC .sh-row-product-title.sh-bank-name { display: none; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: italic; font-size: 12px; color: #5c666e; margin-right: 15px; padding: 1px 0 10px 0; display: block; font-weight: 300; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title { padding: 0; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .product-details-container { justify-content: space-evenly; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-cta-container { padding-right: 0; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges #sh-header-container { padding: 0 15px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .shmktpl-disclosure-button { line-height: 22px; } /* Tablet View (768px to 1024px) */ @media (max-width: 1024px) { #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-container { padding: 12px 26px 10px 22px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 24px; } } /* Mobile View (Below 768px) */ @media (max-width: 767px) { #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } } @media (max-width: 370px){ #daEcXGmlPVzGKXRC.cdBankingDesignChanges .sh-row-product-title.sh-bank-name{ top: 214px; } } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-container { padding: 5px 20px 10px 16px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-listing-content-wrapper { margin-bottom: 16px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-cta-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-cta-container { padding-bottom: 45px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: absolute; top: 176px; margin-right: 0; width: 100%; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-first-product .sh-row2-container { position: relative; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #daEcXGmlPVzGKXRC.sh-box650.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.cdBankingDesignChanges .sh-row-product-title.sh-date { padding-top: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box650.device-desktop .sh-first-product .sh-row2-container, #daEcXGmlPVzGKXRC.sh-box700.device-desktop .sh-first-product .sh-row2-container { background-color: #D6D4FF; } #daEcXGmlPVzGKXRC .sh-gb-banner.sh-promo { display: none !important; } #daEcXGmlPVzGKXRC.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: block !important; } @media only screen and (max-width: 767px) { #daEcXGmlPVzGKXRC.gbBanner .sh-gb-banner.sh-promo.sh-m-hide { display: none !important; } #daEcXGmlPVzGKXRC.gbBanner .sh-gb-banner.sh-promo.sh-d-hide { display: block !important; } } #daEcXGmlPVzGKXRC.hidePromoText .sh-listing-content-wrapper .sh-promo{ display: none; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-listing-content-wrapper{ margin-bottom: 24px; display: flex; padding: 30px 15px 20px 15px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-logo{ flex: 0 0 20%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-main-container{ flex: 0 0 77%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .logo-image-wrapper{ max-width: 137px; min-height: 90px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges img.logo-image{ max-width: 75%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-row-container{ flex: 0 0 67%; order: unset; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 36%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 4px; padding-top: 12px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-btn__text{ width: 140px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges #sh-header-container{ padding: 0 15px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-d-hide{ display: none !important; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-m-hide{ display: block !important; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-title{ font: normal normal bold 18px/24px Roboto; margin: 0 0 23px 0; text-align: left; max-width: 100%; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-fdic-dis-container{ display: block; max-width: 100%; margin: auto; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-gb-banner.sh-promo{ display: none !important; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .product-details-container{ display: flex; justify-content: space-evenly; max-width: 100%; margin: unset; border-bottom: 1px solid #D0E0EE; margin-top: unset; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container{ height: auto; display: flex; flex-flow: row nowrap; align-items: unset } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: unset; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row2-container{ order: unset; height: unset; flex: 0 0 150px; padding-top: unset; box-sizing: unset; background-color: transparent; position: relative; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: unset; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: unset; margin-right: 15px; width: 100%; padding: 1px 0 10px 0; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font: normal normal bold 24px/24px Roboto; padding: 12px 0px; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-cta-container{ padding: 12px 0px; box-sizing: unset; border-bottom: unset; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-title-container{ display: none; margin: unset; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-promo{ width: 100%; margin: -10px 0 20px; text-align: left; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-promo .sh-promo-text{ font: normal normal normal 16px/24px Roboto; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-fdic-insured{ padding: 20px 0 7px 0; } #daEcXGmlPVzGKXRC.sh-box700.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg, #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-fdic-insured .sh-icon svg{ vertical-align: unset; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-listing-content-wrapper{ display: block; padding: 20px; margin-bottom: 16px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .logo-image-wrapper{ max-width: 200px; min-height: unset; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges img.logo-image{ max-width: inherit; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-d-hide { display: block !important; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-title{ font: normal normal bold 16px / 24px Roboto; margin: 15px auto; text-align: left; max-width: 400px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-fdic-dis-container{ display: flex; justify-content: space-between; max-width: 400px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-fdic-insured{ padding: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-m-hide { display: none !important; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .product-details-container{ display: block; max-width: 400px; margin: auto; border-bottom: 0; margin-top: 25px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container{ flex-flow: row wrap; align-items: flex-start; margin-bottom: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-row-container{ flex: 0 0 100%; order: 2; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-first-product .sh-title-container .sh-row-container{ height: 42px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-row-container .sh-row-product-title{ padding: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-row-product-title{ flex: 0 0 27%; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-row-container .sh-apy-value{ flex: 0 0 32%; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row2-container{ display: block !important; order: 1; height: 30px; flex: 0 0 100%; padding-top: 8px; box-sizing: border-box; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-date{ margin-right: 0; padding-top: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-row-product-title.sh-bank-name{ position: absolute; top: 176px; margin-right: 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-first-product .sh-row-sub-container span.sh-row-value{ font-size: 20px; padding: 15px 0; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-cta-container{ padding: 15px 0 45px; box-sizing: border-box; border-bottom: 1px solid #D0E0EE; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-first-product .sh-cta-container{ padding: 0 0 45px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-first-product .sh-btn__text, #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-btn__text{ width: 100%; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-title-container{ display: flex; margin-bottom: 15px; } #daEcXGmlPVzGKXRC.sh-box600.device-desktop.experianChanges .sh-promo{ margin: 0 auto 20px } #qsWidgetContainer176, #qsWidgetContainer176 [data-widget-id] { background-color: transparent; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; letter-spacing: .5px; padding: 0; } #qsWidgetContainer176 .sizeone .header-section { border-bottom: 0 none; color: #666; font-weight: 600 !important; padding: 6px 0; } #qsWidgetContainer176 .sponsored { font-family: inherit; letter-spacing: .5px; } #qsWidgetContainer176 .sponsored .add-text { color: inherit !important; } #qsWidgetContainer176 .sponsored:not(.sponsored + .sponsored) { color: inherit; font-weight: 600; text-transform: uppercase; } #qsWidgetContainer176 .non_featured_list { background-color: transparent; border-top: 0 none; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing { border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-bottom: 40px; } #qsWidgetContainer176 .listing { background-color: #fff; border: 1px solid #F2F2F2 !important; box-shadow: 4px 4px 20px 0 #1111110D; margin-top: 40px; } #qsWidgetContainer176 .listing:first-child { margin-top: 0; } #qsWidgetContainer176 .ad-copy-bottom-section { background-color: #F9F9F9; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon { align-items: center; background: #007B9D !important; display: flex; font-family: inherit; font-weight: 600; height: auto; justify-content: center; margin: 0; padding: 4px 16px; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::before { display: none; } #qsWidgetContainer176 .listing .listing-content-wrapper .sh-promo-ribbon span.sh-promo-text::after { display: none; } #qsWidgetContainer176 .logo-column.flex-container, #qsWidgetContainer176 .ad-copy-column.flex-container { flex-grow: 1; flex-shrink: 1; } #qsWidgetContainer176 .disclosure-contnr .text { color: #666 !important; } #qsWidgetContainer176 .prop-name { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-weight: 500; letter-spacing: .5px; line-height: 150%; margin-bottom: 8px; } #qsWidgetContainer176 .apy-label, #qsWidgetContainer176 .curDate, #qsWidgetContainer176 .prop-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; line-height: 150%; } #qsWidgetContainer176 .curDate { font-size: 12px !important; font-weight: 500 !important; margin-top: 4px; } #qsWidgetContainer176 .listing-title .prod-name:hover { color: #111; } #qsWidgetContainer176 .shmktpl-button { border-radius: 0; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; height: auto; letter-spacing: .5px; line-height: 150%; padding: 12px 16px; } #qsWidgetContainer176 .ad-copy-bottom-section { padding: 0; } #qsWidgetContainer176 .prop-value-container { align-items: stretch; } #qsWidgetContainer176 .prop-conatiner { padding: 12px; position: relative; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { background-color: #fff; content: ' '; height: calc(100% + 24px); position: absolute; left: -12px; top: -12px; width: 2px; } #qsWidgetContainer176 .sh-row-product-title { color: #666; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 12px; font-style: normal; letter-spacing: .5px; } #qsWidgetContainer176 .see-more-text { background-color: #F2F2F2; } #qsWidgetContainer176 .see-more-text + .row-2 { background-color: #F9F9F9 !important; } #qsWidgetContainer176 .description-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 600; line-height: 120%; text-transform: none; } #qsWidgetContainer176 svg.shArrow path { fill: #111 !important; } #qsWidgetContainer176 #sh-star-icon { top: -2px; } #qsWidgetContainer176 #sh-star-icon svg path:first-child { fill: #007B9D !important; } #qsWidgetContainer176 #see_more_carrier, #qsWidgetContainer176 .see_less_carrier { background-color: #F2F2F2; color: #111; } /** CD Styles */ #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-container { padding: 0; } #qsWidgetContainer176 .cdBankingDesignChanges #sh-header-container { border-bottom: 1px solid #F2F2F2; margin-bottom: 0; padding: 6px 0; } #qsWidgetContainer176 #sh-star-icon:before { background-color: #007B9D; content: ' '; display: block; height: 10px; left: 0; position: absolute; top: 1.5px; width: 10px; } #qsWidgetContainer176 .listing-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif !important; } #qsWidgetContainer176 .shmktpl-sponsored, #qsWidgetContainer176 .cdBankingDesignChanges .shmktpl-disclosure-button { color: #666 !important; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; } #qsWidgetContainer176 .sh-logo { flex-shrink: 1; } #qsWidgetContainer176 .shmktpl-sponsored { text-transform: uppercase; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-listing-content-wrapper { box-shadow: none; gap: 24px; margin-bottom: 0; padding: 24px; } #qsWidgetContainer176 .disclosure-content ul li { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 16px; font-weight: 500; letter-spacing: .5px; line-height: 150%; } #qsWidgetContainer176 .sh-fdic-insured .sh-icon svg path { fill: #666 !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-date { margin-right: 0; padding-top: 0; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-style: normal; font-weight: 400; margin-right: 0; margin-top: 4px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-container { align-items: flex-start; } #qsWidgetContainer176 .cdBankingDesignChanges .product-details-container > .sh-row-container { align-items: center !important; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { height: auto; min-height: 0; padding: 12px; } #qsWidgetContainer176 .sh-title { font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-size: 20px; font-weight: 600; text-align: left; } #qsWidgetContainer176 .sh-fdic-insured .sh-text { color: #666 !important; } #qsWidgetContainer176 .sh-first-product .sh-btn__text, #qsWidgetContainer176 .sh-btn__text { border-radius: 0; border-color: #111; color: #111; font-family: var(--graphik-cond),Graphik Cond,Arial Narrow,Helvetica neue Condensed,sans-serif; font-weight: 600; line-height: 150%; height: auto; letter-spacing: .5px; padding: 12px 16px; } #qsWidgetContainer176 .sh-btn__text:hover { border-color: #666; color: #666; } #qsWidgetContainer176 .sh-row-sub-container span.sh-row-value { font-family: var(--graphik-compact), Graphik Compact, Arial Narrow, Helvetica neue Condensed, sans-serif !important; font-size: 16px !important; font-weight: 600 !important; letter-spacing: .5px !important; } @media only screen and (width: 768px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { position: relative; top: initial; } } @media only screen and (max-width: 767px) { #qsWidgetContainer176 .cdBankingDesignChanges .sh-first-product .sh-title-container { padding: 0; } #qsWidgetContainer176 .prop-conatiner:not(:first-child):before { height: 2px; left: 0; top: -12px; width: 100%; } #qsWidgetContainer176 .sh-row2-container { flex-basis: 100% !important; padding-bottom: 8px !important; } #qsWidgetContainer176 .sh-first-product .sh-title-container .sh-row-container { height: auto; padding: 8px; } #qsWidgetContainer176 .cdBankingDesignChanges .sh-row-product-title.sh-bank-name { font-size: 14px; font-weight: 400; margin-top: 8px; top: 182px; } #qsWidgetContainer176 img.logo-image { margin-left: auto; margin-right: auto; max-width: 200px; } #qsWidgetContainer176 .listing-title { font-size: 20px; font-weight: 600; } }Compare Ally Bank to top competitorsAlly Bank CD rates are solid when compared to traditional big banks. But you can do even better with a bit of snooping. Here’s a look at Ally Bank beside its competitors.Ally BankNorthern Bank DirectDiscover Bank3 months3 months3 months3.00%N/A2.00%6 months6 months6 months3.90%4.00%3.50%9 months9 months9 months3.90%3.75%3.50%12 months12 months12 months3.85%3.25%4.05%18 months18 months18 months3.65%3.25%3.70%View offerat MoneyLionView offerat Northern Bank DirectView offerat DiscoverBank details checked Nov. 10, 2025Learn moreRead our full roundup of Northern Bank Direct and Discover Bank CD rates.Learn more about Ally BankWith more than 11 million customers, Ally Bank is one of the largest online financial institutions in the U.S. It’s got over $182 billion in consolidated assets.In addition to its CDs, Ally Bank also offers checking accounts, savings accounts, and money market accounts (MMAs). All offer solid APY and no monthly fees. Its checking account, called a Spending Account, comes with early direct deposit, no overdraft fees, and a free debit card. Its Savings Account includes buckets to help you save up for specific goals while the Money Market account comes with unlimited in-network ATM withdrawals.Ally also offers several credit cards, investing and retirement services, mortgages and refinancing, and auto financing.Frequently asked questionsDoes Ally Bank require a minimum deposit to open a CD?Ally Bank doesn’t require a minimum deposit to open a CD.What are the early withdrawal penalties on Ally Bank CDs?The early withdrawal penalty you pay on Ally Bank CDs depends on your term length. You’ll pay as little as 30 days and as much as 150 days worth of interest.Do I need an Ally Bank checking or savings account to open a CD?You don’t need any prior relationship with Ally Bank to open a CD.Are Ally Bank CDs FDIC insured?Ally Bank CDs are FDIC insured up to the maximum $250,000 per account holder.Can I add money to my Ally CD after it’s opened?You can only add money to your Ally CD upon account opening and during a 10-day window after it matures.Join us at the Fortune Workplace Innovation SummitMay 19–20, 2026, in Atlanta. The next era of workplace innovation is here—and the old playbook is being rewritten. At this exclusive, high-energy event, the world’s most innovative leaders will convene to explore how AI, humanity, and strategy converge to redefine, again, the future of work. Register now.

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Bolt could face £200m payout after tribunal rules drivers are workers, not contractors 2025-12-06 02:06:15

Bolt could face £200m payout after tribunal rules drivers are workers, not contractors

Ride-hailing app Bolt has been defeated in a legal battle over the classification of its drivers as 'workers', a decision that could potentially cost the company £200m and pave the way for thousands to receive employment benefits. Around 10,000 current and former private hire drivers brought the Estonian firm before the Employment Tribunal, demanding minimum wage and employment benefits, as reported by City AM. Bolt, however, contested these claims, insisting that the drivers do not meet the criteria for 'workers' and their contract with them is for self-employed independent contractors. This marks the latest case concerning the status of gig-economy workers for Bolt following a Tribunal hearing in September. In today's hearing, the judge had to determine whether the drivers were 'workers' under the National Minimum Wage Act, and if so, during what periods under this Act. A judgement was delivered this morning, with the Tribunal ruling against Bolt's assertion that the represented drivers are self-employed contractors running their own businesses. The claimants' lawyers estimate that the compensation due to their clients could exceed £200m. The court ruled that the terms and conditions applied by Bolt to the drivers' relationship with the company, coupled with the control the firm exercises over the drivers' work, classify them as workers. As 'workers', the drivers will now be eligible for workers' rights and protection under employment law. A subsequent hearing is anticipated to occur as soon as next year, where the Employment Tribunal will determine the amount of compensation each driver should receive for unpaid holiday pay and lost income. While this ruling is in effect, Bolt may consider appealing the decision, a course of action yet to be determined. In a parallel case in 2021, the UK Supreme Court decreed that Uber drivers are workers, not self-employed contractors. A spokesperson for Bolt commented: "Drivers are at the heart of what we do, and we have always supported the overwhelming majority's choice to remain self-employed independent contractors, protecting their flexibility, personal control, and earning potential.."

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Zytronic considering sale, closure and other options after sales fail to recover

Zytronic considering sale, closure and other options after sales fail to recover

By  -  2025-12-04 12:50:35

A leading North East technology firm has effectively put itself up for sale and is considering closure after saying efforts to recover from the Covid pandemic have not been successful. Zytronic, which specialises in touch-screen technology from its base at Blaydon, is implementing a strategic review after saying that efforts to turn around the business in recent years “have not delivered meaningful results”. The company has issued a trading update in which it said sales in the last year fell from £8.6m to £7.2m. It said that it “does not anticipate a material recovery in volumes over the short to medium term” and has launched a review of its operations after concluding that efforts to get back to pre-Covid trading haven’t worked. Zytronic is exploring a number of options that include a new business plan that aims to increase market share in key sectors, the potential sale of the company, and what it calls “an orderly solvent liquidation of the company’s assets”. It is also likely to reduce the size of its manufacturing operations. Having been listed on the AIM stock market since 2000, the company is also considering de-listing and continuing as a private company, partly to reduce the costs of being a listed firm. The company said that its transformation plan would focus on expansion of certain technologies, establishing a collaborative design and sales process, and reducing its manufacturing footprint. It said: “The company has witnessed a sustained lack of recovery in business performance to its pre-Covid operating level and management’s efforts to battle against a difficult macroeconomic environment have not delivered meaningful results. After observing disappointing volumes in FY24, the board has come to the opinion that it is unlikely that a significant improvement will be forthcoming without a strategic catalyst.” Zytronic’s revenues have fallen significantly since 2019, when they stood at just over £20m. A small improvement in turnover in 2022 has not been sustained, with two further falls since then. In last year’s accounts, which were published in February and showed a loss of £2m, then chair Chris Potts outlined how one of its main customers going into bankruptcy had hit orders, and said that the “lack of sustained recovery is linked to the continuing impact of international events on the business.”

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IT provider Bytes' shares tumble despite NHS and HMRC contract wins

IT provider Bytes' shares tumble despite NHS and HMRC contract wins

By  -  2025-12-21 10:44:34

Bytes Technology Group, the IT provider, has reported a surge in income and operating profit as both new and existing clients ramp up their software investments. For the six-month period ending 31 August, Bytes revealed that its gross invoiced income soared by 13.7% to £1.2bn, with the increase largely attributed to software sales and significant public sector contracts, including those with the NHS and HMRC, as reported by City AM. Despite this positive performance, the company's shares fell by approximately 6% following an announcement that hardware sales had not fared as well, leading to a 2.9% decline in revenue from £108.7m to £105.5m. Nevertheless, Bytes saw its operating profit climb by 16.3% to £35.6m, up from the previous £30.6m, while gross profit also rose by 9% to £82.1m. Sam Mudd, the Chief Executive of Bytes, commented: "I am pleased to report another set of positive results for [Bytes Technology Group], with a strong increase in operating profit, driven by continued demand for our broad range of software, solutions and services." "Despite the challenging economic climate and political uncertainty over the past six months, we have increased our share of wallet amongst our existing customers as they continued to invest in their IT needs. We have also expanded our client base in both the public and corporate sectors," she further stated. In addition to these robust financials, Bytes has announced an increase in its interim dividend to 3.1p per share, marking a 14.8% rise from the previous year's 2.7p. This follows a 16% hike in the company's final dividend declared in May. The firm is confident that it's well positioned to leverage heavy demand across its key markets, which include cloud computing, cybersecurity, and AI, through the financial year 2025. Mudd added: "Our strong relationships with Microsoft and other top tier vendors allow us to seize exciting opportunities in cloud adoption, workload migrations, storage, security, and virtualisation technologies. Meanwhile, we continue to collaborate with our customers to enable their teams to roll-out the use of emerging AI technology, such as Copilot." "With sustained demand in all these areas, and our expanding technical capabilities, these will be our key focus areas in the remainder of FY25 and beyond," she detailed. This comes in the wake of a misconduct scandal surrounding Bytes's former long-standing leader, Neil Murphy. Murphy declared his resignation in February after it was revealed he did not declare several trades made in the company's shares.

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Manchester leaders join forces as Ladbible and Onthebeach founders back Fearless Adventures

Manchester leaders join forces as Ladbible and Onthebeach founders back Fearless Adventures

By  -  2025-12-15 02:37:36

Ladbible Group's CEO Solly Solomou and Onthebeach founder Simon Cooper have thrown their support behind the venture capital firm Fearless Adventures. Wilmslow-based Fearless Adventures, which is steered by Dominic McGregor, the former business associate of Dragons' Den personality Steven Bartlett, has welcomed investment from Mr Solomou through his London-based family office, Solo. Mr Cooper is set to take on the role of chairman, as reported by City AM. The latest seven-figure investment in Fearless, established by Mr McGregor alongside David Newns and Charlie Yates in 2021, follows an earlier boost from Musicmagpie's Steve Oliver. Tech luminaries such as Simba Sleep's James Cox and entrepreneur Alex Packham have also previously backed the venture. Fearless Adventures boasts a diverse portfolio including Pets Purest, Shipster and Swim Society, and has recently initiated a £5m fund aimed at investing in up to 12 businesses over the next 18 months, with a focus on e-commerce and technology sectors Mr McGregor expressed excitement about the new additions, stating: "We are thrilled to welcome Simon Cooper and Solly Solomou to the Fearless Adventures family. Their investment and involvement are strong endorsements of our vision and potential. "With their guidance, we are confident in our ability to drive growth, innovation, and success in our sector." Mr Cooper, who stepped down as CEO of Manchester-based Onthebeach in 2023, said: "I am excited to be part of Fearless Adventures and support its dynamic team. The company's innovative approach and commitment to excellence align perfectly with my values and experience. I look forward to contributing to its continued success and growth." Mr Solomou added: "Fearless Adventures is at the forefront of its industry, and I am delighted to be part of its journey. The team's passion and dedication are truly inspiring, and I believe we can achieve great things together."

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Bolt could face £200m payout after tribunal rules drivers are workers, not contractors

Bolt could face £200m payout after tribunal rules drivers are workers, not contractors

By  -  2025-12-06 02:06:15

Ride-hailing app Bolt has been defeated in a legal battle over the classification of its drivers as 'workers', a decision that could potentially cost the company £200m and pave the way for thousands to receive employment benefits. Around 10,000 current and former private hire drivers brought the Estonian firm before the Employment Tribunal, demanding minimum wage and employment benefits, as reported by City AM. Bolt, however, contested these claims, insisting that the drivers do not meet the criteria for 'workers' and their contract with them is for self-employed independent contractors. This marks the latest case concerning the status of gig-economy workers for Bolt following a Tribunal hearing in September. In today's hearing, the judge had to determine whether the drivers were 'workers' under the National Minimum Wage Act, and if so, during what periods under this Act. A judgement was delivered this morning, with the Tribunal ruling against Bolt's assertion that the represented drivers are self-employed contractors running their own businesses. The claimants' lawyers estimate that the compensation due to their clients could exceed £200m. The court ruled that the terms and conditions applied by Bolt to the drivers' relationship with the company, coupled with the control the firm exercises over the drivers' work, classify them as workers. As 'workers', the drivers will now be eligible for workers' rights and protection under employment law. A subsequent hearing is anticipated to occur as soon as next year, where the Employment Tribunal will determine the amount of compensation each driver should receive for unpaid holiday pay and lost income. While this ruling is in effect, Bolt may consider appealing the decision, a course of action yet to be determined. In a parallel case in 2021, the UK Supreme Court decreed that Uber drivers are workers, not self-employed contractors. A spokesperson for Bolt commented: "Drivers are at the heart of what we do, and we have always supported the overwhelming majority's choice to remain self-employed independent contractors, protecting their flexibility, personal control, and earning potential.."

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Zoo Digital narrows losses as Hollywood recovers from damaging strikes

Zoo Digital narrows losses as Hollywood recovers from damaging strikes

By  -  2025-12-17 09:15:26

Subtitling and dubbing services firm Zoo Digital has hailed a rise in revenues and narrowed losses as it recovers from the impact of Hollywood strikes last year. The Sheffield-based firm says it cut operating losses from $10.9m (£8.5m) to $2.5m (£1.9m) in the six months to the end of September, as revenues in the same period increased 29% to $27.6m (£21.5m). Interim results published to the London Stock Exchange detail how Zoo has cut salary costs by $4.5m (£3.5m) and grown its freelancer network as part of a streamlining exercise in the face of the industry downturn. It said the measures put it on a strong footing to return to cashflow breakeven. Bosses said the entertainment industry recovery is expected to continue steadily, and throughout 2025 and that while the firm had traded in line with full year expectations throughout the first half of its 2025 year, the visibility of fourth quarter orders was "limited". During the period Zoo launched an Italian operation in Milan and said it now had Indian production centres up and running. Since the period end it has also secured additional debt finance, giving it $5.6m in total. Stuart Green, CEO of Zoo Digital, said: "These results demonstrate that Zoo is recovering well from the impact of the Hollywood strikes and aligning with our customers' evolving content strategies. Taking action to deliver efficiencies, including relocating some operations to India; embracing innovations such as artificial intelligence; and the pursuit of opportunities in new regions, have seen Zoo become a more agile and efficient business, ready for the next chapter of our growth story.

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Fintech firm secures £1.35m prize at pitching competition

Fintech firm secures £1.35m prize at pitching competition

By  -  2025-12-09 13:02:43

A fintech firm has secured a £1.35m investment following a pitch competition. Inicio AI has developed a tool called Budgie AI which aims to provide consumers with financial support and remove the need to speak to a human. It works with clients such as Northumbrian Water, credit agency TransUnion and IT services provider Wavenet. Called One to Win, the competition is backed by investors and key figures in the West Midlands' tech industry including Rigby Group, SCC, Haatch and the West Midlands Co-Investment Fund. Judges said the winning business needed to demonstrate game-changing innovation and convince them of its future growth prospects. The reward is believed to be the largest single prize for any pitch competition in the UK and Coventry-based Inicio AI was chosen ahead of 140 other applicants. Email newsletters BusinessLive is your home for business news from across the West Midlands including Birmingham, the Black Country, Solihull, Coventry and Staffordshire. Click through here to sign up for our email newsletter and also view the broad range of other bulletins we offer including weekly sector-specific updates. We will also send out 'Breaking News' emails for any stories which must be seen right away. LinkedIn For all the latest stories, views and polls, follow our BusinessLive West Midlands LinkedIn page here. The main prize was £1 million but the panel was so impressed with Inicio AI that a further £350,000 was awarded to the firm, with judges Yiannis Maos and Hephzi Pemberton backing it as angel investors. The pitching event took place as part of the annual Birmingham Tech Week and the judging panel included Steve Rigby, chief executive of Rigby Group which owns BIrmingham IT firm SCC, and Yiannis Maos, chief executive of Tech Week organiser TechWM. The two other finalists were Birmingham-based ChangeMaker3D, a 3D concrete printing company aiming to reduce carbon emissions and material costs, and Skyfarer, a Coventry startup focusing on revolutionising the use of drones, particularly for medical uses. Rachel Curtis, founder and chief executive of Inicio AI, said: "I am completely overwhelmed and blown away to be named the recipient of the One To Win prize. "The £1.35 million will truly change the game for us as a business. In fact, it's officially closed our funding round - something that I feel excited, relieved and so grateful to announce. "This funding will allow us to accelerate our growth plans and bring our solution to so many people who need it that much more quickly. "To receive this backing, after the hard graft of the last three years, makes me feel immensely proud and I can't thank the judges enough for believing in us." The winner was announced at a black tie dinner and awards evening held at the ICC in Birmingham to mark the end of this year's tech week. Mr Maos added: "The One to Win competition is a testament to our ongoing efforts to nurture, support and promote the thriving tech ecosystem in the West Midlands. "We firmly believe that our region is a hidden gem in the global tech landscape and we've been working tirelessly to showcase its immense potential.

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Maritime tech firm Succorfish moves into oil and gas sector

Maritime tech firm Succorfish moves into oil and gas sector

By  -  2025-12-09 14:06:55

A North Tyneside tech firm which is tackling the global issue of lost fishing nets is expanding into the oil and gas sector. Succorfish ‘s main piece of kit is MyGearTag, an acoustic location device that uses modem technology to help fishing boats find lost nets, pots and traps over a range of up to three kilometres. Now the firm is moving into the global oil and gas sector after working with sealing provider Eastern Seals in Ashington, to adapt the device so it can be used hundreds of metres under water. MyGearTag’s casing, which is crafted from recycled fishing nets and weighs 500g, can now withstand the pressure levels found in the waters around the bases of oil and gas rigs, after being tested at Cramlington’s UKAS-accredited oil and gas testing facility IKM. Succorfish, which has a 20-strong in-house design, software engineering, development and customer service team, is now in discussions with a number of service providers in the oil and gas sector about the practical applications for the technology, which could include identifying where storage spaces on the seabed are based, monitoring for moving rig anchor lines and marking the location of lost equipment. Chad Hooper, founder and CEO at Succorfish, said: “While the commercial fishing industry was our primary consideration, we recognised that MyGearTag also has a wide range of potential uses in the oil and gas sector, and we’re now moving to see how we can take advantage of these opportunities. Monitoring equipment is obviously in use in deep offshore waters, but it is large, heavy and expensive, and there is nothing available that compares to MyGearTag in terms of its size, cost, low power use and effectiveness. “Making the most of the manufacturing and testing expertise available on our doorstep was an essential part of this adapted product’s development, with the input provided by Eastern Seals and IKM being essential to the process.” MyGearTag was developed in partnership with Newcastle University’s Faculty of Electrical and Electronic Engineering and the pan-European NETTAG+ project, with grant funding provided by UK Research & Innovation and the European Union. It is manufactured in the UK and assembled at Succorfish’s North Tyneside base, and was originally designed to help address the significant costs and environmental harm caused by lost ‘ghost’ fishing nets, which are estimated to cost fisheries businesses around the world around $2.6bn every year. MyGearTag recently went into full manufacturing production, with distribution and reseller agreements being finalised with a number of potential partners around the world.

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Middlesbrough games studio Radical Forge creates jobs with £2.6m funding

Middlesbrough games studio Radical Forge creates jobs with £2.6m funding

By  -  2025-12-11 01:41:33

A computer games firm founded by two Teesside University graduates seven years ago has landed £2.6m of investment that will lead to new jobs. Radical Forge, which already employs about 70 people in Middlesbrough, will create 15 roles following the injection from the Northern Powerhouse Investment Fund II, via Mercia Equity Finance. Its bosses say the move comes as the Boho Five-based firm is gearing up to take on new and larger contracts as it also prepares to launch its own game, the "weird farming meets silly physics" Southfield, early next year. Founders Bruce Slater and Freddie Babord set up Radical Forge in 2017 in an effort to take what they say was an alternative approach to building and running a studio. Since then, it has grown and contributed to games such as Sea of Thieves, Gang Beasts, Golf With Your Friends and Zombie Army 4. It also produces its own titles and has recently launched a publishing division. The murder mystery puzzler Bright Paw was its first launch in 2020 and won Best Puzzle Game at the NYX game awards. And Southfield is billed by Radical Forge as a "flip-flopping farming game allows players to combine chaotic crops with unpredictable effects, build their dream farmstead, and experiment with playful machinery". Bruce Slater, CEO, said: “Freddie and I are beyond happy to have secured this funding for Radical Forge. It will enable us to realise our ambitions for every team member and continue to build the studio while preserving the culture that is so important to us.” Radical Forge is the second Middlesbrough studio to receive funding from Mercia. SockMonkey Studios secured investment from the Northern Powerhouse Investment Fund in 2020 and was acquired by Canada’s largest games publisher, Behaviour Interactive, three years later. Chris McCourt of Mercia Ventures added: “Radical Forge are a talented team with a vibrant culture that has helped them attract and retain skilled developers. We believe the current environment holds real opportunities for the business. With many of the big players in the industry downsizing their teams, they have the chance to attract top talent, expand their skills base and win larger and more complex projects. The NPIF II funding will enable them to pursue their expansion strategy and provide a further boost for Middlesbrough’s growing games industry.”

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Howard de Walden Estate invests £52m in new Healthtech hub at Harley Street

Howard de Walden Estate invests £52m in new Healthtech hub at Harley Street

By  -  2025-12-15 05:43:01

The Howard de Walden Estate has made a significant move in its healthcare innovation strategy with the announcement of a £52m investment into a new Healthtech hub at Hale House. In collaboration with Spacemade, the provider of flexible workspaces, the Estate expressed its intention to transform the Harley Street Health District into the premier international hub for health technology and innovation, as reported by City AM. The upcoming development at Portland Place will encompass three redesigned buildings, all tailored to accommodate health start-ups, investors, and venture capitalists. UCLPartners, a leading UK health innovation organisation, is set to be the anchor tenant at Hale House, taking up residence on the first floor of 76 Portland Place. Chris Laing, Chief Executive of UCLPartners, commented: "Our new base will help us connect the health technology and life science sectors with healthcare providers, patients, and the public, developing novel solutions that will define the healthcare of the future". The healthcare behemoth has reaffirmed its dedication to fostering innovation within the healthcare industry. The £52m investment by Walden is part of a wider plan to rejuvenate the reputation of Harley Street. This initiative signifies a turning point for the area, which has been synonymous with healthcare since the 1860s. It aims to integrate traditional healthcare services with the latest in tech-driven health sectors, creating a comprehensive hub that merges preventative services, clinical care, and Health Tech under one roof. Mark Kildea, the Chief Executive of Walden, has described the Hale House project as a "key step forward" in creating an integrated health district that aligns with the changing needs and trends within the sector. Hale House is set to be designed with collaboration at its core, featuring flexible spaces and various facilities. These spaces are projected to accommodate over 600 individuals and aim to meet high sustainability standards such as BREEAM Excellent. Richard North, the Head of Commercial Lettings at Walden, stated that this was part of "Howard de Walden's commitment to the highest standards in design, social impact and sustainability" through innovation. Jonny Rosenblatt, Co-founder of Spacemade, labelled it as "the UK's most collaborative HealthTech cluster". He expressed his belief that industry-specific spaces like this are crucial for connecting HealthTech minds and driving healthcare transformation in a rapidly evolving generation.

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